This is a quote from the book "The ​Virtue Of Selfishness" by Ayn Rand
...hat the above mental attitude is neither practical nor moral in their private lives and may not be applied to the achievement of their private goals. There would be no controversy about the mora l character of some young hoodlum who declared: “Isn’t it desirable to have a yacht, to live in a penthouse and to drink champagne?” — and stubbornly refused to consider the fact that he had robbed a bank and killed two guards to achieve that “desirable” goal.

There is no moral difference between these two examples; the number of beneficiaries does not change ...
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